The simple answer to this question is “to stop using it.” Actually, the most ideal thing to do is to stop making new charges a few months before you plan to file for bankruptcy. Of course, if you have to file right away, you might not have time to wait. When you get help from a bankruptcy attorney in your area, they may be able to guide you thr
What Should You Do with Your Credit Card Before Filing for Bankruptcy?
The simple answer to this question is “to stop using it.” Actually, the most ideal thing to do is to stop making new charges a few months before you plan to file for bankruptcy. Of course, if you have to file right away, you might not have time to wait. When you get help from a bankruptcy attorney in your area, they may be able to guide you thr
What Should You Do with Your Credit Card Before Filing for Bankruptcy?
The simple answer to this question is “to stop using it.” Actually, the most ideal thing to do is to stop making new charges a few months before you plan to file for bankruptcy. Of course, if you have to file right away, you might not have time to wait. When you get help from a bankruptcy attorney in your area, they may be able to guide you thr
The Proposed Consumer Bankruptcy Reform Act of 2020: What You Should Know
Bankruptcy law changes have been in discussion since 2005. The credit card industry had a hand at the passage of The Bankruptcy Abuse Prevention and Consumer Protection Arc (BAPCPA) in 2005, which not only changed consumer bankruptcies drastically but also made them more difficult and costly for individuals as well as businesses. In 2011, the Ameri
What to Do If You Are Called to Court by a Collections Agency?
So, you’ve made it this far without the stress of dealing with collections agency harassment? Nevertheless, there is a Fair Debt Collection Practices Act that will protect you once unfair tactics arise. But what if out of nowhere, someone knocks on your door and aggressively asks to collect your debt or gives you the summons for your debt?Do